The Dispatch Briefing
Regulators Address Consumer Complaint System, Scams; Fed Proposes Stablecoin Rules
Federal agencies are focusing on enhancing consumer protections and clarifying regulatory frameworks. The CFPB is revising its consumer complaint system, while the FTC issues warnings on various scams, including those targeting intimate images and farmers.
CFPB Overhauls Complaint System and Data Publication
The Consumer Financial Protection Bureau (CFPB) announced significant changes to its consumer complaint system and data publication practices. Effective August 14, 2026, the CFPB will cease the discretionary publication of consumer complaint narratives and visualizations [CFPB Newsroom]. This decision follows an earlier statement on June 24, 2026, indicating the agency's efforts to correct perceived flaws and restore integrity and utility to the system, which it described as having been "plagued by issues that severely limit its effectiveness" [CFPB Newsroom]. Additionally, the CFPB worked to ensure consumers affected by Bilt's transition to a new bank partner were made whole, engaging directly with Bilt to address issues [CFPB Newsroom]. In other data-related news, the 2025 Home Mortgage Disclosure Act (HMDA) data on mortgage lending became available on March 31, 2026 [CFPB Newsroom].
FTC Warns of Diverse Scams Targeting Consumers
The Federal Trade Commission (FTC) continues to issue multiple consumer alerts regarding prevalent scam tactics. Of particular note are warnings concerning the non-consensual sharing of intimate images. The FTC has provided guidance on how to report platforms that fail to remove such content swiftly, emphasizing that federal law requires platforms to offer an easy submission process for victims [FTC Consumer Alerts].
Beyond image-based exploitation, the FTC has identified several other fraudulent schemes: scammers are impersonating farm equipment businesses, leading to farmers paying for non-existent equipment [FTC Consumer Alerts]. Warnings have also been issued about deceptive QR codes used by scammers, advising consumers to verify the legitimacy of QR codes before scanning, especially for payments [FTC Consumer Alerts]. Tax debt relief scams, postcard scams targeting veterans for bogus benefits, and "brushing scams" involving unsolicited packages were also highlighted as ongoing threats [FTC Consumer Alerts]. The FTC encourages consumers to report any scams encountered, as these reports are vital in combating fraud [FTC Consumer Alerts].
Federal Reserve Proposes Stablecoin Regulation
The Federal Reserve Board announced on September 24, 2026, that it is requesting public comment on two proposals. These proposals are aimed at establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act. This initiative signals a move towards formalizing oversight for a growing segment of the digital financial market [Federal Reserve Press Releases]. Separately, the Federal Reserve Board and Federal Open Market Committee (FOMC) released economic projections from their September 15-16 meeting, along with the official FOMC statement [Federal Reserve Press Releases].
Keep Reading
CFPB Adjusts Complaint System, FTC Warns of Scams, Fed Seeks Stablecoin Input
The CFPB is modifying its consumer complaint system by ceasing discretionary publication of narratives and visualizations, aiming to enhance integrity. Concurrently, the FTC has issued multiple alerts on emerging scams, while the Federal Reserve seeks public comment on proposed stablecoin regulations.
CFPB Realigns Complaint System; FTC Warns of Scams and Data Misuse
The CFPB has announced significant changes to its consumer complaint system, while the FTC issued multiple alerts regarding various scams and the unauthorized sharing of intimate images. Consumers are advised to remain vigilant against evolving fraudulent schemes and understand new reporting procedures.
CFPB Revises Consumer Complaint System, FTC Warns of Intimate Image Scams
The Consumer Financial Protection Bureau (CFPB) announced changes to its consumer complaint system, while the Federal Trade Commission (FTC) issued multiple alerts regarding scams, including those involving the non-consensual sharing of intimate images. The Federal Reserve sought comment on stablecoin regulation.
How to Read Debt Relief Company Complaints
Consumer complaint databases serve as an early-warning tool to identify patterns of misleading savings claims and undisclosed fees. Effective research requires searching a provider's full legal name rather than just its brand. Readers should evaluate how companies respond to disputes to determine if they transparently disclose the risks of credit damage and potential lawsuits.
Debt Payoff Calculator: Find Your True Payoff Date
A debt payoff calculator provides borrowers with a definitive calendar date for becoming debt-free based on specific interest rates and monthly payments. By comparing different scenarios, users can see how modest payment increases significantly reduce total interest costs. These tools help determine if a self-directed plan is sustainable or if professional debt relief is necessary.
How Long Does Bankruptcy Stay on Your Credit Report?
Chapter 7 bankruptcies typically remain on credit reports for 10 years, while Chapter 13 cases are generally removed after seven. Although these entries originate from the initial filing date, their negative impact on credit scores often diminishes over time as consumers establish new histories of on-time payments.
Sponsored — Debt Relief Offers
Sources & Further Reading
Revision History
- updateSeptember 28, 2026 — Initial publication. Assembled by the newsroom from 3 curated sources.
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