The Dispatch Briefing
Federal Reserve Seeks Input on Stablecoin Regulation; Agencies Warn Consumers on Scams
The Federal Reserve has requested public comment on a proposed regulatory framework for stablecoin issuers, while the CFPB continues to refine its consumer complaint system. Separately, the FTC has issued numerous warnings about prevalent scams.
Federal Reserve Seeks Input on Stablecoin Regulation
The Federal Reserve Board has requested public comment on two proposals regarding a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act. This move indicates a proactive approach to integrating digital assets into the existing financial system with appropriate oversight [Federal Reserve Press Releases].
CFPB Updates on Consumer Complaint System and Data
The Consumer Financial Protection Bureau (CFPB) announced in August 2026 its decision to cease discretionary publication of consumer complaint narratives and visualizations. This follows a June 2026 announcement detailing efforts to correct flaws and restore integrity and utility to the consumer complaint system [CFPB Newsroom]. The CFPB also reported the availability of 2025 Home Mortgage Disclosure Act (HMDA) loan application register data, offering insights into mortgage lending trends [CFPB Newsroom]. Earlier in June, the CFPB also worked to ensure Bilt consumers were made whole following issues during a bank partner transition [CFPB Newsroom].
FTC Consumer Warnings Highlight Persistent Scam Threats
The Federal Trade Commission (FTC) has released a series of consumer alerts in September 2026, advising the public on various scam types. Warnings include health insurance scams during Open Enrollment, fraudulent farm equipment sales, and imposters spoofing car dealership websites [FTC Consumer Alerts]. The FTC also highlighted the risks associated with scanning unknown QR codes and receiving unexpected packages, which could indicate brushing scams [FTC Consumer Alerts]. Additionally, the agency has provided guidance on reporting platforms that fail to remove intimate images shared without consent, emphasizing legal requirements for timely removal [FTC Consumer Alerts]. Consumers are encouraged to report scams to the FTC to aid in prevention efforts [FTC Consumer Alerts].
Keep Reading
Regulators Address Consumer Complaint System, Scams; Fed Proposes Stablecoin Rules
Federal agencies are focusing on enhancing consumer protections and clarifying regulatory frameworks. The CFPB is revising its consumer complaint system, while the FTC issues warnings on various scams, including those targeting intimate images and farmers.
CFPB Adjusts Complaint System, FTC Warns of Scams, Fed Seeks Stablecoin Input
The CFPB is modifying its consumer complaint system by ceasing discretionary publication of narratives and visualizations, aiming to enhance integrity. Concurrently, the FTC has issued multiple alerts on emerging scams, while the Federal Reserve seeks public comment on proposed stablecoin regulations.
CFPB Realigns Complaint System; FTC Warns of Scams and Data Misuse
The CFPB has announced significant changes to its consumer complaint system, while the FTC issued multiple alerts regarding various scams and the unauthorized sharing of intimate images. Consumers are advised to remain vigilant against evolving fraudulent schemes and understand new reporting procedures.
How to Read Debt Relief Company Complaints
Consumer complaint databases serve as an early-warning tool to identify patterns of misleading savings claims and undisclosed fees. Effective research requires searching a provider's full legal name rather than just its brand. Readers should evaluate how companies respond to disputes to determine if they transparently disclose the risks of credit damage and potential lawsuits.
Debt Payoff Calculator: Find Your True Payoff Date
A debt payoff calculator provides borrowers with a definitive calendar date for becoming debt-free based on specific interest rates and monthly payments. By comparing different scenarios, users can see how modest payment increases significantly reduce total interest costs. These tools help determine if a self-directed plan is sustainable or if professional debt relief is necessary.
How Long Does Bankruptcy Stay on Your Credit Report?
Chapter 7 bankruptcies typically remain on credit reports for 10 years, while Chapter 13 cases are generally removed after seven. Although these entries originate from the initial filing date, their negative impact on credit scores often diminishes over time as consumers establish new histories of on-time payments.
Sponsored — Debt Relief Offers
Sources & Further Reading
Revision History
- updateSeptember 29, 2026 — Initial publication. Assembled by the newsroom from 3 curated sources.
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